Knowledge of Cards Issuing, Cards Management and Servicing, Merchant Acquiring Systems, Merchant Payment Gateway and/or the end-to-end cards processing from merchant / POS stand point

Ability to understand cards and merchant business process and requirements and translate into a functional requirement across a wide array of products and technologies.

Well versed with Transaction Authorization, Submission, Settlement, Reconciliation, Dispute and Chargeback

Strong knowledge of ISO8583 messages

Strong knowledge of EMV data processing – Request and Response Cryptogram

Strong hold on Credit Card, Prepaid Cards processing

To undertake business analyst roles covering SDLC phases (requirements, specifications, test cases, and implementation) using AGILE methodology of delivery

Document and maintain EPICs, Use Stories, Functional Design, and System Specification

Liaising with business teams, colleagues, third party vendor(s) & partner systems to formulate detailed requirements.

Interpreting user requirements and produce detailed documentation (including processes) to be used to communicate to technical and test teams

Producing high-level and detailed impact assessments to inform estimated effort for work packages

Writing, analyzing & reviewing high level test scenarios

Involvement in analysis & investigation of Production defects and Testing issues raised during project life cycle

Ability to walk-through Business Operations team the detailed requirements and the technical design to showcase the solution

Required to encourage best practices in the development of solutions and ensure delivery of qualitative and cost-efficient system solutions

Expected to carry out knowledge sharing, and training activities where required

Skills:

15+ years of Issuing and Acquiring experience, having worked in Tier-1 IT organizations in BFSI domain for large cards ecosystem system implementation projects, EMV, payments gateway projects

Good understanding of the Cards systems and e2e flows for origination, underwriting, cards application processing, issuance, account management, disputes and chargeback, cards servicing etc.

Good understanding of the merchant systems and e2e flows for authorization, refund, stand-in, cancellation, partial approval etc.

Sound of understanding of payment formats such as ISO8583

Product Skills – V+, ACI Acquirer Management System, Fiserv would be preferred

Ability to drive RFPs, provide solution, host practice initiatives, demonstrate practice credential during customer visits

Excellent communication skills with ability to lead domain discussions independently.

Proven ability to work with senior stakeholders and business sponsors and gain consensus and agreement